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You learn the cost in advance. A flat fee Attorney is going to tell you their price upfront. This will make it a lot easier to Attorney prices. It can also allow you to generate a budget to match your attorney expenses, and are able to allow a person to stay within that spending.
Become featured on high traffic resources. There are directories various other website catalogs that will feature listings as long as certain strict conditions are met. Read their terms and apply them in your own website warmth and listing will land in the top among the listings or placed your past most noticeable area.
Attraction Marketing as it applies to MLM prospecting entails positioning yourself so prospects come into your possession effectively attracting them rather than hunting them down. One does this by establishing yourself as a reputable source President of the USA. You become a trusted advisor offering a service to your target segment.
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Do basic ingredients an attorney and how do you select one that totally . trust? Is really a will set forth some remedies for those some other questions from the viewpoint that are of a divorce attorney.
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So look when you visit an attorney to initial meeting. Face to face communication is the only way to establish rapport; this happens when you decide whether you are going to retain an important attorney not really. Don't hesitate to find out. Take notes if possess to to. Inside mind mind that the person anyone decide to could one to watch you through an era among the most difficult times in your life, that divorce, child custody, or family claim. You wanted a dependable partner throughout critical moments. Choose an attorney who understands you and it has your best interests at affection.
There are a couple of places need to know avoid interested in lawyers. Don't go with TV promotions. These ads are usually posted by lawyer referral services, by no means actually legal firms. If the ad is paid out by a law firm, your case may be referred out to another rigid. Most likely, it will not get the targeted Web site proper attention it warrants. Also, don't go with the person with greatest gripe we have ad in phone arrange. Ad size has nothing to use ethics and qualification. The final thoughts that all of your hire an attorney as reported by your consultation with him, and how comfortable a person are.
Another consideration is variety of attorney are you looking for the purpose of? Is it for an individual case or simply a business lawsuit? It could very preferably be to your benefit to hire an attorney who focuses your associated with concern. Seeking have a smallish business claim or some other item that involves your company, it would certainly be a choice to find an attorney who deals with cases during this area.
An Attorney may in order to practicing for forty years, but if they doesn't have experience handling driving the actual influence cases, then it almost becomes the case of the lawyer who just passed the bar. Is actually imperative a person can find an attorney will be experienced in and centered on DUI covers.
There are two not bad reasons that a real tax Attorney likely never present you with a written security. First, attorneys do not like to allow refunds. This means it is actually likely that any paperwork signed along with attorney is vague. Any written promises are in order to promising the internal revenue service is going to do something bad to you, promising to perform work as well as to "try" very hard. Second, a tax lawyer has to keep their very own bar license in good standing and making promises he couldn't possibly keep is purchasing way to get disbarred. Why can't persons keep these promises? As early as the IRS offers the final say and if the IRS says no, it' no.
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Moderate cannabis users watch for sales deals for Half a Zip because, as is, the price can be high. The good news is, a professional exterminator can rid your home of ants entirely. In non-legal state, the price of a quarter pound can range from $1,000-$1,500. We have worked tirelessly with nationwide experts to develop a range of passage equipment to reduce the impact of the installation of our flow control equipment. Our range of services and lawn care programs are meant to help you maintain the health of your lawn. PrivacyWall uses YouTube API Services as a source to provide video search services. Fun fact: An eighth of weed is often dubbed a "slice", or a "cut". Because someone decided it would be a lot of fun to take turns using the metric and the imperial system when measuring weed. On that note using a plastic ‘feeder cage lead’ wrapped in fast dissolving / breaking down ground bait as in the popular ‘method’ is a great way to ‘build - up’ and feed your swim with fast acting attractors importantly, without feeding up the fish!
Using the new composition material, the Billiken, grotesque, doll was created and became the Horsman Doll Company’s first big success. An eighth of weed refers to an eighth of an ounce. Converted to the metric system, an eighth of an ounce is just a little over 3.5 grams. Most states permit one ounce for personal buy, carry, and use, so you can still buy some more, but a Quarter should take care of a moderate user for a month. They prefer temperatures that are slightly warmer than other silverfish but still prefer high-humidity environments. A Zip offers many medical or recreational benefits in what still looks like a small package. However, the cannabis world deals in small amounts and has developed its lingo to measure and weigh the product. The Dime Bag does offer a benchmark against which to measure other offerings. A single gram will cost customers substantially more than a dime; if you know what the black market charges for a dime bag of low-to middle-rate quality, you will have a better sense of what the dispensary cost means.
If you remember what you get out of one gram, טלגראס כיוונים ירושלים קרית מלאכי (telegram4israel.net) you can look forward to more than one joint per day. You can get a QP for around $800 in Colorado, but other places, where cannabis isn’t so abundant the number can be significantly higher. Veteran cannabis users will purchase 1/8 packages. Grams, ounces, "eights" and "quarters" are terms for weed measurements that can be extremely confusing for both beginner and more experienced cannabis users. Siding prices can reach over $25,900 for 3,000 or more square foot homes. Marijuana vaporizers come in portable or table-top varieties, and different types of vaporizers can be used for marijuana flower or oil concentrate. In the flower garden, nearly all of my plants are established, and fairly large, טלגראס כיוונים סביון so anything small is a weed (although I have to be careful not to remove seedlings of plants I want to keep). They call it "an eighth," "half-quarter," and a "slice." You can stretch it out for up to eleven small spliffs or seven blunts. Still, with states limiting the quantity you can grow, sell, buy, and carry, you must know what bang you get for your buck. If you are new to the cannabis culture, you must know measures and weights if you are to read and understand labels as well as what your budtender or dealer tells you.
Ellis Island has a database of more than twenty-two million passenger arrivals between 1892-1924. This site is free. Incorporate a name, you can just put a surname, most likely get the ship manifest and info your ancestor. You may then order a replica of the manifest along with the picture of your ship.
Belgium, France, Switzerland and Italy are four on the most pet friendly countries we have visited. Along with your pet in Europe is simple as there are no longer any borders, an individual can travel freely. Distances are small between the cities possibly even between countries. Getting around is effortless as practically all European trains, buses and ferries accept pets aboard.
Travel to Ground Zero - that can put of the WTC (World Trade Center) - nowadays a monument to those who passed away in the unspeakable disaster of eleventh Sep, 2002.
The hotels in Europe are somewhat more likely to make your pet welcome since it is a best immigration lawyer nyc free consultation (https://online-learning-initiative.org/wiki/index.php/User:KathleneHay269) common practice to take ones pet along on holiday. Or, you can book a beautiful home or apartment, usually are readily available if the staying for almost any week or longer.
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addition to is a concrete jungle of Manhattan for just above 150
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New York Public Library - This is the largest marble building in the United State during time of its construction in 1911. In addition to the impressive book collection, are able to marvel on his or her beautiful architecture. The library has a cost-free guided tour, don't forget to miss it!
Grand Central Terminal - Since its opening post renovation in 1913, Grand Central been recently throbbing with life and activity. There is no longer only a a hub for haul. You will find shops and restaurants in abundance. Every Friday at 12:30, visitors converge here to take part in Justin Ferate's free walking tour through Grand Central and surrounding neighborhood. Try not to miss this walking race.
Ellis Island Museum- Ellis Island was the immigration hub into the US in 19th century and early 20th 100 years. The museum depicts the historical events i really hope immigrant flow to the American mainland- and the hardships and challenges faced by them and the strain with the natives.
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إن تنسيق حدائق منزلية بالرياض حديقة المنزل في العاصمة السعودية قد يكون تحديًا للعديد من الأشخاص. فهو يتطلب تخطيطًا جيدًا واستثمارًا في الزهور والنباتات المناسبة للمناخ الجاف الذي تشهده الرياض. من خلال اختيار النباتات المناسبة والأثاث الحدائقي الذي يناسب البيئة، يمكن للفرد إنشاء حديقة جميلة ومريحة للاستمتاع بها.
sبإختيار الزهور المناسبة للمناخ الجاف، يستطيع الفرد إضفاء جمالية على الحديقة دون الحاجة إلى الكثير من العناية والصيانة. يفضل اختيار النباتات المستوطنة في الجزيرة العربية مثل الصبار وأشجار النخيل ليضفوا جمالًا طبيعيًا على المكان.
من خلال إضافة بعض النافورات الصغيرة أو نظام ري بالتنقيط، يمكن للشخص تحقيق توازن مثالي بين الجمال الطبيعي والمرافق المريحة. إن إنشاء منطقة جلوس مريحة مع وجود أثاث خارجي مريح وأنيق يمكن أن يجعل من الحديقة مكانًا مثاليًا للاسترخاء والتمتع بالهواء الطلق.
وبالإضافة إلى النباتات والأثاث، يمكن للفرد تخصيص بعض المساحات لأنشطة معينة مثل الشواء أو الألعاب الخارجية. يمكن إضافة مساحة للشواء مع توفير مستلزمات الشوي الضرورية لإقامة لحظات ممتعة مع العائلة والأصدقاء.
أخيراً, يجب على الشخص الاستمتاع بعملية تنسيق حديقة المنزل والاستمتاع بكل جانب من جوانبها. إن تحويل الحديقة إلى مكان يعكس شخصيتك ويوفر لك الراحة والهدوء يمكن أن يكون مهمة ممتعة ومربحة في الوقت نفسه.
بإتباع هذه النصائح واتباع اسلوب التصميم الذي يناسب ذوقك واحتياجاتك، يمكنك الاستمتاع بحديقة منزلك في الرياض وجعلها واحة خضراء رائعة تستمتعون بها أنت وضيوفك.
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Einleitung
Gewerbeimmobilien bieten eine attraktive Möglichkeit zur Kapitalanlage, insbesondere in Zeiten niedriger Zinsen und volatiler Aktienmärkte. Diese Immobilien umfassen Bürogebäude, Einzelhandelsflächen, Lagerhallen, Hotels und mehr. Die Finanzierung solcher Immobilien unterscheidet sich jedoch erheblich von der Finanzierung privater Wohnimmobilien.
Besonderheiten der Gewerbeimmobilienfinanzierung
Eigenkapitalanforderungen: Im Vergleich zur privaten Immobilienfinanzierung fordern Banken bei Gewerbeimmobilien oft einen höheren Eigenkapitalanteil. Dies liegt daran, dass gewerblich genutzte Immobilien als riskanter gelten.
Ertragswertverfahren: Bei der Bewertung von Gewerbeimmobilien spielt der Ertragswert eine zentrale Rolle. Dieser Wert basiert auf den zu erwartenden Mieteinnahmen und nicht auf dem Marktwert der Immobilie.
Zinsbindung und Anschlussfinanzierung: Gewerbeimmobilienfinanzierungen beinhalten oft eine Erstfinanzierung mit einer festen Zinsbindung. Nach Ablauf dieser Periode ist eine Anschlussfinanzierung notwendig.
Vorteile der Gewerbeimmobilien als Kapitalanlage
Hohe Renditen: best credit angebot Gewerbeimmobilien können, insbesondere in attraktiven Lagen, hohe Renditen bieten. Büroflächen in Ballungsgebieten sind beispielsweise sehr gefragt.
Diversifikation: krediterhöhung Gewerbeimmobilien bieten eine Möglichkeit zur Diversifikation des Anlageportfolios. Sie sind weniger korreliert mit Aktienmärkten und können somit das Risiko im Portfolio reduzieren.
Stabile Einnahmen: Langfristige Mietverträge mit Unternehmen können stabile und vorhersehbare Einnahmen generieren.
Risiken und Herausforderungen
Marktrisiken: Der Markt für Gewerbeimmobilien kann stark schwanken, insbesondere in wirtschaftlich unsicheren Zeiten3.
Leerstandsrisiko: kreditvergleich bonitätsunabhängig Eine geringere Auslastung der Räumlichkeiten kann die Finanzierung gefährden, da die Verbindlichkeiten nicht mehr bedient werden können.
Managementaufwand: Gewerbeimmobilien erfordern oft ein intensiveres Management als Wohnimmobilien, insbesondere wenn es um die Instandhaltung und die Verwaltung von Mietverträgen geht.
Fazit
Die Finanzierung von Gewerbeimmobilien als Kapitalanlage bietet sowohl Chancen als auch Herausforderungen. Hohe Renditen und stabile Einnahmen stehen Risiken wie Marktschwankungen und Leerstand gegenüber. Eine sorgfältige Planung und eine fundierte Marktanalyse sind daher unerlässlich, kredit als student aufnehmen um erfolgreich in Gewerbeimmobilien zu investieren.
Many wholesaling CEOs are just discovering what Bitcoin is all about. However, banks and decentralized blockchains are vastly different. However, still there are some countries who ban foreign currencies. There are obviously some regulatory concerns going in China as well as the United States due to which several Bitcoin buyers preferred to stay sidelined, as the lower support was seen around $35,000. Fluctuations in the last 6 months have a lot as the digital currency touched $300 limit when the economic crisis in Greece was going on. It is a type of online currency which is above from central control of any government and provide online exchange in more than 152 currencies of the world, with low or no transaction fees. David Andolfatto, Vice President at the Federal Reserve Bank of St. Louis, stated that bitcoin is a threat to the establishment, which he argues is a good thing for the Federal Reserve System and other central banks, because it prompts these institutions to operate sound policies. The first thing to remember is that the crypto market, including Bitcoin, is extremely volatile. The same thing applies to Bitcoin trading where the professional traders are using the latest and updated Bitcoin analysis for profitable trading.
Additionally, a lot of traders admit that the charts help them view and understand important information holistically, at a more accurate and quick rate, they are able to make sound decisions. It's network expands itself on a regular basis as more and more individuals and business organization getting to it. It is completing a secure network which is protected by cryptographic algorithms just like those in online banking. It is also very easy to get registered with bitcoin network. For instance, if some trader wants to make money and lots of it he must try finding out the right solution to get it done professionally. Most of the users get dragged towards bitcoin because it is the first decentralized currency and allows one to buy and sell gold online and electronically. It involves online registration and requires simple verification where as in case bank, one need to go through long paper verification and a lot of tedious process involved, just to open a simple bank account. Make sure it’s long enough and alphanumeric, including both upper and lower case letters and numbers. Domain names were created because it’s easier to remember words than IP addresses.
Lift Apps are amazing, but they may be inconsistent, and the price swings so much that it’s difficult to keep track - and they can even be dangerous - so provide an option to your community and you’ll make money every time you flip the key. Here at CoinMarketCap, we work very hard to ensure that all the relevant and up-to-date information about cryptocurrencies, coins and tokens can be located in one easily discoverable place. Some suggestive approach is that the user should not keep all digital currency at one place instead should place digital currency at different addresses and update wallet regularly. Moreover, people should pay little bit attention while managing wallet. The managing director of fairlead Strategies, Katie Stockton, on Monday, wrote a newsletter and said that the pullback is expected to mature in a couple of weeks. Arcane Research, wrote in Tuesday's newsletter that BTC's short squeeze triggered a large contango to open in the markets in the future. Contango may be a term wont to describe bullish arbitrage, which occurs when the bitcoin futures price is above the cash price . Contango
Furthermore, delaying transactions may worsen the investments in the future. We are creating products that combine web 3.0 technologies for the future. You may also skip the basics and head straight to Chapter 3.0 to find out where to buy bitcoin in your country. Ether was able to find some support around the $2400 mark. Arcane further said that a potentially long squeeze can be expected if the bitcoin is unable to find support around the $3700 mark. That’s because clients can contact customer support only through a support ticket (email) or live chat. Don’t hesitate, contact us for better help and services. In the later part of 2017, Apple's co-founder Steve Wozniak proclaimed that he thinks Bitcoin is a better standard of value than both gold and the U.S. Since all sorts of cryptocurrencies exhibit different characteristics, the overall risk in crypto investments is less compared to standard fiat currency investments. The total volume in DeFi is currently 3.65 billion, 7.88% of the total crypto market 24-hour volume.
Si nos trasladamos a España, nos encontramos con la Sierra Nevada, ubicada en la provincia de Granada. Considerada una de las estaciones más completas de Europa, Sierra Nevada brinda la posibilidad de disfrutar del esquí en plena Andalucía. Además de las pistas, los visitantes pueden deleitarse con la maravillosa vista panorámica del Mar Mediterráneo desde las alturas.
Las
estaciones de esquí, un paraíso para los amantes de la nieve y
los deportes de invierno, Debería tener casi cualquiera preguntas
con respecto a dónde junto con la mejor manera de utilizar
Esquiar
En Sistema Penibético, podrás llámanos en nuestro propio
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Esquiar en Javalambre las montañas. Con una amplia oferta de
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una experiencia inolvidable para los visitantes.
No podemos olvidar Austria, el país que respira esquí y que cuenta con algunas de las estaciones más antiguas y tradicionales de Europa. St. Anton am Arlberg es conocida por sus pistas desafiantes y su ambiente animado. Esta estación ofrece una amplia gama de actividades, desde esquí hasta snowboard, e incluso heliesquí, permitiendo a los visitantes saciar su espíritu aventurero.
Durante la temporada de invierno, las estaciones de esquí de todo el país se llenan de turistas y lugareños que buscan el equilibrio perfecto entre diversión y aventura. Desde el Pirineo hasta Sierra Nevada, pasando por los picos nevados del Sistema Central, España ofrece una amplia gama de opciones para los entusiastas del esquí.
En resumen, las estaciones de esquí en España nos ofrecen la oportunidad de disfrutar de un deporte apasionante rodeados de una belleza natural incomparable. Los amantes de la nieve y la aventura pueden encontrar en estas locaciones su paraíso invernal. ¡Así que no esperes más y embárcate en una experiencia única en las estaciones de esquí españolas!
En el norte de España, encontramos la estación de esquí de Candanchú, situada en el Pirineo Aragonés. Con más de 90 kilómetros de pistas esquiables, Candanchú es una opción muy popular para aquellos que buscan disfrutar de un ambiente familiar y acogedor. Sus pistas, bien señalizadas y adaptadas a diferentes niveles de experiencia, permiten disfrutar del esquí en un entorno tranquilo y natural.
En resumen, las estaciones de esquí son lugares mágicos que nos invitan a disfrutar de la nieve y la emoción del esquí. Con opciones para todos los niveles y una amplia oferta de actividades complementarias, estas áreas recreativas se convierten en destinos ideales para disfrutar de un invierno lleno de diversión y aventura. ¡Así que prepárate para deslizarte por las montañas y descubre la emoción de las estaciones de esquí!
Por otro lado, Sierra Nevada, en la provincia de Granada, se distingue por ser una de las pocas estaciones de esquí que se encuentran cerca del mar. Sus pistas, ubicadas a más de 3,000 metros sobre el nivel del mar, ofrecen unas vistas impresionantes tanto del mar como de las montañas. Es el lugar perfecto para disfrutar de un día de esquí y, posteriormente, relajarse en la playa.
Otra joya de los Pirineos es Formigal, ubicada en el Valle de Tena. Con más de 130 kilómetros esquiables, esta estación es ideal para aquellos que buscan emociones fuertes y adrenalina. Formigal cuenta con una gran cantidad de remontes que permiten un acceso rápido y cómodo a las diferentes áreas de esquí. Además, sus modernas instalaciones y su oferta de ocio en la base de la estación hacen de este destino una opción completa y atractiva para todo tipo de esquiadores.
Por otro lado, en la Comunidad de Madrid encontramos la estación de esquí de Valdesquí. A pesar de su menor tamaño en comparación con otras estaciones, ofrece todas las comodidades necesarias para disfrutar de la nieve en pleno corazón de la Sierra de Guadarrama. Es un lugar ideal para los madrileños que quieren escapar del bullicio de la ciudad y pasar un día en contacto con la naturaleza.
Una de las estaciones de esquí más reconocidas en España es Sierra Nevada, ubicada en la provincia de Granada. Con sus impresionantes paisajes y una amplia variedad de pistas para todos los niveles, es considerada un paraíso para los aficionados al esquí. Además, cuenta con modernas y confortables instalaciones que hacen que la visita sea aún más placentera.
En el norte de España, encontramos la estación de esquí de Formigal, en la provincia de Huesca. Con más de 138 kilómetros esquiables y un moderno sistema de remontes, esta estación se ha consolidado como una de las más populares de la región. Además, su animada vida nocturna y la amplia oferta de actividades complementarias la convierten en una opción ideal para unas vacaciones en familia o con amigos.
Las estaciones de esquí son destinos turísticos que nos permiten disfrutar de la belleza de las montañas mientras practicamos deportes de invierno. Estos paraísos blancos se encuentran distribuidos por todo el mundo y cuentan con infraestructuras adecuadas para satisfacer las necesidades de esquiadores principiantes y expertos por igual. En España, contamos con una amplia variedad de estaciones de esquí que nos garantizan una experiencia inolvidable.
Набиуллина выполняет заказ мафии
Должностные лица ЦБ управляются тайными кукловодами
Почти три года назад кооператив «Бест Вей» был включен в предупредительный список ЦБ – с этого начались его злоключения. Становится все более очевидным, что это заказная акция, в которой Центробанк действовал в интересах банковской мафии, принимая решения, которые никто даже не потрудился подтвердить документами и фактами.
Осенью 2021 года потребительский кооператив «Бест Вей» – крупнейший российский кооператив, дававший возможность приобретать квартиры по всей России, в котором около 20 тыс. пайщиков, работающий с 2014 года, был включен в Список компаний с выявленными признаками нелегальной деятельности на финансовом рынке (предупредительный список) ЦБ – против него был использован относительно новый, только появившийся в 2021 году инструмент регулирования ЦБ на финансовом рынке.
Притом, что примерно за полтора года до этого – в 2019 году – ЦБ в официальном письме по запросу одной из общественных организаций заявлял, что у него нет вопросов к кооперативу – и в силу того, что потребительский кооператив не подведомствен ЦБ, и в силу того, что Банку России ничего не известно о нарушениях, которые требовали бы его вмешательства как мегарегулятора финансового рынка.
Однако в 2021 году все изменилось: включением в предупредительный список ЦБ попытался поставить кооператив вне закона, обрушить его деятельность. С включения в предупредительный список начались злоключения кооператива: блокирование его официальных информационных ресурсов, системы личных кабинетов и платежей, а затем и распространение на него уголовного дела, возбужденного той же осенью 2021 года по заявлением ряда клиентов иностранной компании «Гермес». Кооператив был объявлен аффилированной с «Гермесом» структурой, постановлением руководителя следственной группы ему был присвоен статус гражданского ответчика по уголовному делу.
Липовые основания
Но что лежало в основе включения в предупредительный список? Это стало известно недавно – из двух процессов в Приморском районном суде Санкт-Петербурга: уголовном, по обвинению бывших специалистов маркетинговой компании «Лайф-из-Гуд», сотрудничавшей с «Гермесом», в организации финансовой пирамиды, и гражданском – по иску Прокуратуры Санкт-Петербурга о признании кооператива «Бест Вей» незаконным.
Оказывается, впервые справку о нарушениях в кооперативе подготовил в 2019 году некий центр компетенций Южного главка ЦБ в Краснодаре – который уже ликвидирован, архив этого подразделения также, видимо, ликвидирован: первоисточников решений нет – указывается, что это некие обращения граждан: каких граждан и что отмечается в обращении, не упоминается. При этом краснодарский центр указывал в отчете, что руководствовался методическими рекомендациями МВД РФ «Квалификация и расследование организации деятельности «финансовых пирамид».
Далее Северо-Западный главк ЦБ (прежний руководитель – Надежда Савинская, нынешний руководитель – Ирина Петрова) – который обязан был провести собственную проверку по отношению к организациям в своей зоне ответственности (кооператив зарегистрирован в Санкт-Петербурге), просто переписывает документ из Краснодара – и направляет его в прокуратуру.
Параллельно документ идет «наверх» – и (теперь уже бывший) руководитель Департамента противодействия недобросовестным практикам ЦБ Валерий Лях, который, насколько известно, уехал из России – допросить его в суде не удалось, подмахивает документ о включении кооператива в предупредительный список.
При этом проверка деятельности кооператива не проводилась – никакая: ни выездная, ни камеральная. Документы у кооператива не запрашивались. Почему? А потому, объясняют представители ЦБ, что кооператив не является подведомственной ЦБ организацией и проверка была бы незаконной. То есть признать по выдуманным основаниям организацию недобросовестной и инициировать против нее уголовное дело можно, а проанализировать ее работу на основании подлинных документов нельзя.
Основано
на заказе
ЦБ подкрепляет свое решение, во-первых, целыми восемью обращениями граждан – несколько более поздними, чем полумифические краснодарские. Но ни одно из которых не подано членом кооператива.
Граждане интересуются в своих обращениях: кооператив законен? Нет ли к нему вопросов у регулирующих организаций?
Во-вторых, актом осмотра официального сайта кооператива – в нем зафиксированы новости и структура личных кабинетов, больше ничего.
То есть решение, заблокировавшее нормальную деятельность кооператива более чем на два года, приведшее к аресту его счетов, абсолютно ни на чем не основано. Вернее, основано на заказе мафии, стремящейся захватить кооператив и конкурентов, борющихся с кооперативом.
При этом Центробанк рассказывает, что включение в список – это только информирование потенциальных потребителей финансовых услуг о рисках, но сам же себе противоречит, говоря, что именно ЦБ обратился в Роскомнадзор о блокировании информационных ресурсов кооператива, именно он обратился в прокуратуру и органы внутренних дел с предложением возбудить уголовное дело. И именно на основании письма его Северо-Западного главка уголовное дело начало расследоваться в том числе и в отношении кооператива. При этом за несколько лет расследования ни одного криминального эпизода не найдено: деятельность кооператива абсолютно юридически чиста.
Ложь Набиуллиной
По поводу судьбы кооператива «Бест Вей» и других кооперативов депутаты Государственной думы неоднократно обращались к руководству ЦБ, в том числе лично к Эльвире Набиуллиной. Они предлагали разобраться в ситуации, при необходимости ввести дополнительный контроль со стороны ЦБ, который снимет сомнения со стороны ведомства.
Набиуллина в прошлом году публично пообещала на пленарном заседании Думы проработать вопрос кооперативов, совместно с депутатским корпусом выработать компромиссные предложения – но за более чем год ничего не сделано!
Кооперация в России продолжает торпедироваться, а ведь это важнейший для экономического роста в стране сектор – способный аккумулировать миллиарды рублей (на счетах «Бест Вей» – более 4 млрд рублей!) и направить их в развитие экономики. Это важнейшее направление решения жилищного вопроса – альтернатива ипотеке, которая недоступна подавляющему большинству граждан и единственное, чему помогает, – это обогащению банков и мафии, стремящихся прибрать к рукам деньги граждан.
Круговая порука
Атаки центробанкиров на кооператив носят целенаправленный характер. Достоверно известно, что они велась с одобрения первого зампреда ЦБ Владимира Чистюхина – не говоря уже о бывшем и нынешнем руководителях Северо-Западного главка ЦБ Савинской и Петровой, бывшем директоре (упраздненного в прошлом году) Департамента противодействия недобросовестным практикам Валерии Ляхе, а также главе забравшего его функции Департамента небанковского кредитования Илье Кочеткове.
Это не что иное, как круговая порука. В прошлом году к руководителю службы по защите прав потребителей и обеспечению доступности финансовых услуг ЦБ Михаилу Мамуте обратились по поводу очевидного нарушения законодательства – банки отказались исполнить судебное решение о снятии ареста со счетов кооператива (позднее арест был наложен снова). Мамута под мифическими предлогами отказался наказать банки.
Очевидно, что происходит не что иное, как целенаправленное заказное преследование кооператива – в интересах неких сил, волю которых стремится исполнить Центробанк.
Атаки, с одной стороны, в интересах банкиров, стремящихся установить ипотечную монополию и перекрыть кислород кооперации, а с другой – тайных кукловодов, стремящихся захватить более 4 млрд на счетах кооператива.
Атака центробанкиров на кооператив должна быть вскрыта, расследована, виновные должны быть привлечены к ответственности!