Cambridge Education

Ντετέκτιβ Ντετέκτιβ Σε ιδιωτικό ντετέκτιβ στενό Ντετέκτιβ Ντετέκτιβ κλοιό Ντετέκτιβ οι οφειλέτες των Απιστία Απιστία ασφαλιστικών Απιστία Ντετέκτιβ ιδιωτικό ντετέκτιβ ταμείων για την είσπραξη των 600 ιδιωτικό ντετέκτιβ εκατ. ευρώ..."

Κατασχέσεις-εξπρές, φραγή σε ΑΠΔ και μπλόκο στην επιστροφή ΦΠΑ Ντετέκτιβ

Σε στενό κλοιό οι οφειλέτες των ασφαλιστικών ταμείων για την είσπραξη των 600 εκατ. ευρώ

Σε Συμπληγάδες θα βρεθούν οι οφειλέτες των ταμείων με την ενεργοποίηση του ασφαλιστικού νομοσχεδίου που κατατέθηκε στη Βουλή. Διακόσιες χιλιάδες οφειλέτες του ΙΚΑ έλαβαν ήδη «φιλική» επιστολή να ρυθμίσουν τα χρέη τους, άνω των 5.000 ευρώ από το Κέντρο Είσπραξης Ασφαλιστικών Εισφορών (ΚΕΑΟ). Σε 20 ημέρες θα ακολουθήσει ατομική προειδοποίηση που θα ενημερώνει σε λιγότερο φιλικό ύφος για την επιβολή προστίμου και θα καλεί τον οφειλέτη εντός 20 ημερών να εξοφλήσει η να διακανονίσει το χρέος του. Αν δεν ενταχθεί σε ρύθμιση μετά την εκπνοή της ως άνω προθεσμίας και μέσα σ΄ ένα μήνα το πολύ ο εκτελεστός τίτλος διαβιβάζεται στα κατά τόπο αρμόδια όργανα για εκτέλεση. Δηλαδή, με διαδικασίες εξπρές μέσα σε δύο μήνες δίνεται παραγγελία για κατάσχεση των περιουσιακών στοιχείων ή κατάσχεση εις χείρας τρίτων (τραπεζικοί λογαριασμοί, εισοδήματα από ενοίκια, απαιτήσεις στα χέρια πελατών των επιχειρήσεων.

Σε στενό κλοιό θα βρεθούν περίπου 246.544 ελεύθεροι επαγγελματίες - ασφαλισμένοι του ΟΑΕΕ που χρωστούν εισφορές άνω των 5.000 ευρώ και έχουν πάρει επίσης ειδοποιήσεις τηλεφωνικά, με επιστολή ή με SMS να ρυθμίσουν τα χρέη τους. Στην τελευταία ρύθμιση οφειλών πάντως ανταποκρίθηκε μόνο το 8% των οφειλετών.

Μια από τις λύσεις που προωθείται με τροπολογία προκειμένου να ενισχυθούν τα αναιμικά έσοδα του ταμείου είναι οι ασφαλισμένοι του ΟΑΕΕ να καταβάλουν τις εισφορές κάθε μήνα αντί κάθε δίμηνο που ισχύει σήμερα. Οι επιπλέον αξιώσεις των ταμείων την στιγμή που περίμεναν βελτιώσεις με πάγωμα και κεφαλαιοποίηση των οφειλών, είναι σίγουρο ότι θα οδηγήσουν σε λουκέτο πολλούς χρεωμένους μικρούς επαγγελματίες και εμπόρους.

Τους οφειλέτες προειδοποιεί και η διοίκηση του ΟΓΑ: οι καθυστερούμενες ασφαλιστικές

οφειλές άνω των 5.000€, οι οποίες δεν θα εξοφληθούν ή δεν θα ενταχθούν στη ρύθμιση μέχρι 29-11-2013, θα διαβιβαστούν από 1ης Ιανουαρίου 2014 στο ΚΕΑΟ, γεγονός που σημαίνει ότι θα κινηθεί κάθε νόμιμη διαδικασία είσπραξης τους.

Ο κλοιός σφίγγει μέσω των ηλεκτρονικών διασταυρώσεων, και για τους οφειλέτες που ασφάλιζαν «επί πιστώσει » το προσωπικό τους για πολλά χρόνια, εμφανίζοντας αποκλίσεις ανάμεσα στις εισφορές που δήλωναν στις μηνιαίες Αναλυτικές Περιοδικές (ΑΠΔ) και στις καταβληθείσες.

Ηδη το ΙΚΑ έβαλε φραγή στη δυνατότητα ηλεκτρονικής υποβολής της Αναλυτικής Περιοδικής Δήλωσης (ΑΠΔ) για 493 οφειλέτες. Αυτοί οι οφειλέτες μπορούν να υποβάλουν την ΑΠΔ με μαγνητικό μέσο, μόνο στο Υποκατάστημα στο οποίο ανήκουν, με την απαράβατη υποχρέωση είτε της εξόφλησης των οφειλόμενων ποσών, είτε της ρύθμισής τους προκειμένου να επανακτήσουν το δικαίωμα της ηλεκτρονικής υποβολής.

Την ίδια ώρα, σε συνεργασία με το γενικό γραμματέα δημοσίων εσόδων κ. Χ.Θεοχάρη, από το ΙΚΑ «πιάνονται» στο ηλεκτρονικό δίκτυ οι οφειλέτες όλων των ταμείων που δικαιούνται επιστροφές από την Εφορία . Ο Υπουργός Εργασίας που θα καταθέσει σχετική τροπολογία ήταν κατηγορηματικός ότι δεν θα υπάρξει στο εξής επιστροφή φόρου εισοδήματος ή ΦΠΑ σε όσους δεν είναι ασφαλιστικά ενήμεροι.

Στο ίδιο νομοσχέδιο προβλέπεται εξίσωση των εισφορών και ενιαία βάση υπολογισμού τους για όλους τους ασφαλισμένους του Ενιαίου Ταμείου Επικουρικής Ασφάλισης (ΕΤΕΑ), ανεξαρτήτως αν έχουν υπαχθεί στην ασφάλιση πριν ή μετά την 1/1/1993 (παλαιοί και νέοι ασφαλισμένοι).

Σκοπός των διατάξεων αυτών είναι η απλούστευση και ο εξορθολογισμός ενός πολυδαίδαλου και κατακερματισμένου συστήματος, γεμάτου από ανισορροπίες και ανισότητες. Η ενοποίηση αυτή προσφέρει όχι μόνον μια απλούστευση της διαδικασίας του υπολογισμού των ασφαλιστικών εισφορών αλλά αποτελεί επίσης δίκαιη λύση για το σύνολο των ασφαλισμένων στο ΕΤΕΑ.

Ειδικότερα, στο εξής τα έσοδα από ασφαλιστικές εισφορές, καθορίζονται: 3% για τον ασφαλισμένο και 3% για τον εργοδότη επί των πάσης φύσεως αποδοχών του εργαζομένου.

Σε μερικές περιπτώσεις προκύπ ΤΕΙ ελάφρυνση για εργοδότη και εργαζόμενο,όπως ενδεικτικά αναφέρουμε το ταμείο χημικών που έπρεπε εργοδότης και εργαζόμενος να καταβάλουν από 5% , στο ταμείο της ΕΡΤ ( ΤΕΑΥΠ- ΕΡΤ) 5,5% ,στο ταμείο της ΔΕΗ 4,5%, ενώ στον ΟΛΠ η επιβάρυνση για τον εργοδότης έφτανε το 6% και για τον ασφαλισμένο το 3%. Σε ελάχιστες περιπτώσεις προκύπ ΤΕΙ επιβάρυνση όπως στην περίπτωση ξενοδόχων και ξενοδοχουπαλλήλων που κατέβαλαν ποσοστό 2%.

Τα ποσοστά αυτά αυξάνονται για τους υπαγόμενους στα βαρέα και ανθυγιεινά επαγγέλματα κατά 1,25% για τον ασφαλισμένο και κατά 0,75% για τον εργοδότη και για τους υπαγόμενους στα υπερβαρέα επαγγέλματα κατά 1 % για τον ασφαλισμένο και 2% για τον εργοδότη.

Επισημαίνεται ότι τα ανωτέρω ενιαία ποσοστά ισχύουν ήδη για τους νεοπροσλαμβανόμενους μισθωτούς που ασφαλίζονται στο ΕΤΕΑ, για όλους τους από 1.1.1993 (νέους) ασφαλισμένους σε φορείς επικουρικής ασφάλισης μισθωτών, σύμφωνα με το άρθρο 32 παρ. 1 και 2 του ν. 2084/1992, καθώς επίσης για την πλειονότητα των παλαιών ασφαλισμένων μισθωτών του ιδιωτικού τομέα, όπως π.χ. οι ασφαλισμένοι του τέως ΕΤΕΑΜ. Επίσης, με το άρθρο 4 του ν. 4075/2012 (Α΄89) καθορίστηκε ενιαίο ποσοστό πρόσθετων ειδικών εισφορών. Ωστόσο, για τους μέχρι 31.12.1992 (παλαιούς) ήδη ασφαλισμένους των ενταχθέντων στο ΕΤΕΑ ταμείων, τομέων ή κλάδων υπάρχουν διαφοροποιήσεις τόσο ως προς τα ποσοστά των εισφορών όσο και ως προς τις ασφαλιστέες αποδοχές, καθώς εξακολουθούν να εφαρμόζονται για τα πρόσωπα αυτά οι καταστατικές διατάξεις των εντασσόμενων ταμείων, σύμφωνα με το τέταρτο εδάφιο της παρ. 1 του άρθρου 38 του ν. 4052/2012 και το άρθρο 52 του ν. 2084/1992.

Στο πλαίσιο της ενοποίησης όλων των φορέων επικουρικής ασφάλισης μισθωτών στο ΕΤΕΑ και της εφαρμογής ενιαίων ρυθμίσεων για όλους τους ασφαλισμένους, παλαιούς και νέους, για λόγους ίσης μεταχείρισης και απλοποίησης των διαδικασιών ασφάλισης προτείνεται η εναρμόνιση των ποσοστών εισφοράς και των ασφαλιστέων αποδοχών των παλαιών (μέχρι 31.12.1992) ασφαλισμένων με τις ήδη ισχύουσες για τους νέους (από 1.1.1993) ασφαλισμένους.

Άλλωστε, με τις διατάξεις της υποπαραγράφου ΙΑ.6 περ. 1 του ν. 4093/2012 (Α΄222) έχει εναρμονιστεί ήδη από 1.1.2013 το ανώτατο όριο ασφαλιστέων αποδοχών των παλαιών και νέων μισθωτών ασφαλισμένων σε όλους τους φορείς κύριας και επικουρικής ασφάλισης.

Από την προ ΤΕΙνόμενη εναρμόνιση εξαιρούνται οι μισθωτοί του δημόσιου τομέα που εμπίπτουν στις διατάξεις της παρ. 2 του άρθρου 1 του ν. 4024/2011 (Α΄226), όπως ισχύει,

δηλαδή οι δημόσιοι υπάλληλοι που αμείβονται με το νέο μισθολόγιο και υπάγονται στο ασφαλιστικό – συνταξιοδοτικό καθεστώς του Δημοσίου ή συνταξιοδοτούνται με βάση

δημοσιοϋπαλληλικές διατάξεις. Για την ανωτέρω κατηγορία ασφαλισμένων τα ενιαία από 1.12.2013 ποσοστά εισφορών (3% εργοδότης + 3% ασφαλισμένος) για παλαιούς και νέους ασφαλισμένους θα υπολογίζονται μέχρι 31.12.2015 επί των ασφαλιστέων – συντάξιμων αποδοχών, όπως αυτές είχαν διαμορφωθεί την 31.10.2011. 

Ντετέκτιβ Ντετέκτιβ Αντ. Σαμαράς: «Συγγνώμη, δήμαρχε, που έφτασα πριν από σένα!»

Αιφνιδιαστική εμφάνιση του Πρωθυπουργού στο δείπνο Μιχελάκη - δημάρχων σε ταβέρνα της Κηφισιάς

Σε ιδιαιτέρως φιλικό κλίμα δείπνησαν το βράδυ της Δευτέρας, στη γνωστή ταβέρνα της Κηφισιάς, «Τηλέμαχος», ο πρωθυπουργός, Αντώνης Σαμαράς, ο υπουργός Εσωτερικών, Γιάννης Μιχελάκης και δήμαρχοι της Αττικής, που εκλέγονται στη Β' Αθηνών.

Ο πρωθυπουργός, αλλά και ο υπουργός Εσωτερικών, άκουσαν τις απόψεις των δημάρχων για το νομοσχέδιο που προωθεί η κυβέρνηση και προβλέπει τις αλλαγές στον τρόπο εκλογής δημάρχων και δημοτικών συμβούλων στις αυτοδιοικητικές εκλογές του Μαΐου 2014, ενώ ενημερώθηκαν και για τα θέματα που απασχολούν την Τοπική Αυτοδιοίκηση.

 

Η είδηση ωστόσο είναι ότι οι δήμαρχοι δεν είχαν ενημερωθεί για την παρουσία του Πρωθυπουργού, καθώς εκείνος εμφανίστηκε αιφνιδιαστικά στην ταβέρνα στις 10 το βράδυ.

Κάποιοι από τους δημάρχους μάλιστα είχαν αποφασίσει να μην παραστούν, προφανώς επειδή θεώρησαν ότι η προγραμματισμένη συνάντησή τους με τον υπουργό Εσωτερικών, κ. Γιάννη Μιχελάκη, θα ήταν υπόθεση ρουτίνας.

Ο πρωθυπουργός, ωστόσο, είχε διαφορετική άποψη και έδωσε κανονικά το «παρών», προκαλώντας... πανικό στους απόντες.

Αμέσως, σήμανε συναγερμός και όσοι απουσίαζαν σχεδόν... τσακίστηκαν για να ανέβουν στην Κηφισιά, με απόκλιση από μισή μέχρι μία ώρα, ανάλογα με την περιοχή που βρισκόταν ο καθένας.

Ο κ. Σαμαράς δεν άφησε να περάσει απαρατήρητη η απουσία τους και, απευθυνόμενος σε έναν εξ αυτών, του είπε: «Συγγνώμη, δήμαρχε, που έφτασα πριν από σένα».

Τότε, ο κ. Μιχελάκης πήρε το λόγο και, απευθυνόμενος προς τους παρευρισκόμενους, πρόσθεσε χαριτολογώντας: «Αν ταξιδέψεις με τον πρωθυπουργό, για να τον προλάβεις, πρέπει να φύγεις με την προηγούμενη πτήση!».

Ντετέκτιβ Δωρεάν φάρμακα σε ανασφάλιστους και άπορους ανακοίνωσε ο Άδωνις

Η δωράν φαρμακευτική περίθαλψη θα αφορά στο πρόγραμμα κάλυψης των δικαιούχων των εισιτηρίων υγείας - Οι μέχρι τώρα δικαιούχοι είναι περίπου 10.500 αλλά αυτοί καλύπτονται μόνο για εξετάσεις ιατρικές.

Mεγάλη συμμαχία - συνεργασία του υπουργείου Yγείας με τον φαρμακευτικό κόσμο, ΣΦΕΕ και φαρμακαποθήκες, ΕΟΦ και ΙΣΑ, ανακοίνωσε σε συνέντευξη Τύπου που παραχώρησε ο υπουργός υγείας Άδωνις Γεωργιάδης, ο οποίος εξασφάλισε την παραχώρηση φαρμάκων σε όλους τους ανασφάλιστους και άπορους.

Από τον Οκτώβριο εκτιμάται ότι το πρόγραμμα θα είναι στην πλήρη εξέλιξή του.

Η δωρεάν φαρμακευτική περίθαλψη θα αφορά στο πρόγραμμα της κάλυψης των δικαιούχων των εισιτηρίων υγείας.

Ουσιαστικά οσοι λάβουν το εισιτήριο υγείας θα καλύπτονται και

φαρμακευτικά. Μπορούν να διατεθούν, σύμφωνα με τον ΣΦΕΕ, περίπου 900.000

φαρμακευτικά σκευάσματα.

Οι μέχρι τώρα δικαιούχοι είναι περίπου 10.500 αλλά αυτοί καλύπτονται μόνο για εξετάσεις ιατρικές. Το δίκτυο που οργανώνεται σήμερα θα καλύπ ΤΕΙ και τις φαρμακευτικές ανάγκες των ανασφάλιστων και των άπορων.

Πρόκειται για μια έμμεση παραδοχή ότι το ποσό που αφορά στο εισιτήριο υγείας δεν επαρκεί και για φαρμακευτική κάλυψη, και αυτό το

κενό θα καλύψει η συνεργασία με τις εταιρίες και τις φαρμακαποθήκες.

Επίσης, σύμφωνα με τον κ. Γεωργιάδη θα επεκταθεί το δίκτυο ιατρείων κοινωνικής αποστολής σε όλη τη χώρα.

Παράλληλα, μέσω των ενοριών θα γίνει καταγραφή των ανασφάλιστων και άπορων στην επικρά ΤΕΙα. Μέχρι τώρα στο κοινωνικό ιατρείο της Αθήνας, όπως ανέφερε ο πρόεδρος του ΙΣΑ, κ. Πατούλης,  έχουν εξεταστεί 30.000 άτομα ανασφάλιστα.

Στόχος η χορήγηση γενοσήμων έως και 60%

Γενναία μείωση της τιμής των γενόσημων ανακοίνωσε ακόμη ο υπουργός υγείας. Είναι ένα από τα μέτρα που θα περιληφθούν στο νομοσχέδιο για τα φάρμακα που καταρτίζεται και θα παρουσιαστεί και στην τρόικα. Κίνητρα δόθηκαν ήδη στους ασφαλισμένους που επιλέγουν γενόσημα, αλλά αναλόγως θα δοθούν και στους γιατρούς για να τα συνταγογραφούν καθώς και στους φαρμακοποιούς

Ο υπουργός υγείας ξεκαθάρισε ότι είναι ανάγκη να συνταγογραφηθούν γενόσημα, προκειμένου να διατεθούν και τα νέα φάρμακα που δεν κυκλοφορούν στη χώρα μας τα τελευταία δυο χρόνια.

Η γενναία μείωση των τιμών θα συνοδεύεται προοδευτικά και από άλλα μέτρα, είπε ο υπουργός, προσθέτοντας ότι η τιμή θα συσχετίζεται με τον όγκο πωλήσεων.

Η συνέντευξη του Άδωνι Γεωργιάδη ακολουθεί το «μπαράζ» διαμαρτυριών το

οποίο έχουν εξαπολύσει οι ιατρικοί σύλλογοι της χώρας, αλλά και ο

Πανελλήνιος Ιατρικός Σύλλογος (ΠΙΣ), οι οποίοι ζητούν εκ νέου από τον

υπουργό υγείας να ανακληθεί η εγκύκλιος του ΕΟΠΥΥ για την αποκλειστική

συνταγογράφηση της δραστικής ουσίας, καθώς και να ακυρωθεί ο σχετικός

νόμος Λοβέρδου.

Ντετέκτιβ

source: http://www.protothema.gr/economy/article/330551/katasheseis-expres-fragi-se-apd-kai-bloko-stin-epistrofi-fpa/

Ντετέκτιβ…

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Article: Encouraging original thinking is essential for problem-solving. If you want to think more creatively, developing creative habits unlocks your potential.

Here are some strategies for cultivating originality:

1. Embrace Curiosity. Asking questions leads to new ideas. Allow yourself to wonder about things and explore topics that intrigue you. Curiosity keeps your mind active.

2. Try New Experiences. Routine can limit creativity. Take a different route to work to break monotony. Changes in routine enhance perspective.

3. Stay Present. Mindfulness clears mental clutter. Try meditation to calm your thoughts to open space for new ideas. Mindfulness builds a fertile ground for creativity.

4. Schedule Creative Moments. Scheduled sessions foster ideas. Block out moments just for creative work to stay consistent with new ideas. Dedicated time nurtures inspiration.

5. Seek Out Creative Influences. Inspiring content sparks thoughts. Engage with creative work in various forms to fuel your imagination. Diverse influences enhance originality.

6. Look for Alternative Solutions. Innovation often comes from questioning norms. Challenge the standard methods to create unexpected solutions. Looking for alternatives promotes creativity.

7. Collaborate with Others. Discussions spark inspiration. Share your ideas with friends or colleagues to see things from a new angle. Working with others enhances creativity.

8. Keep a Creative Journal. A journal helps organize thoughts. Use a notebook to capture inspiration to refer back to them later. Documentation fosters continued inspiration.

9. Embrace Failure as Part of the Process. Growth comes from overcoming challenges. When facing setbacks, reflect on what you learned. Failure builds resilience in creativity.

10. Remain Receptive. Openness is key to creativity. Keep an open mind with each concept to discover possibilities. Openness leads to innovative ideas.

Practicing these innovative strategies, your ideas will flow more freely. Building innovative skills is a journey, but the impact is profound.

Cultivating a creative mindset is about exploration and openness. Continue practicing these strategies, and innovation will become part of your life. Innovation enhances personal growth, so enjoy each moment of inspiration and find joy in creating something unique.}

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